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Showing posts from December, 2017

Jereun's Story

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This is one of a series of posts written by Jaime Garcia, a young missionary who we have partnered with for some work in Thailand.

Jereun was a small-statured man, with a big smile, and all blackened teeth (a custom of the Hmong). Prior to receiving a FARMS revolving loan, he lived in a small grass hut. He did not possess any transportation, and was at the mercy of whatever storm engulfed him. In this dire time, he regretfully took out a loan from a secular institution. He was quickly overwhelmed by the exorbitant interest rate; roughly 130% of the original amount he owed. During the backbreaking season that ensued, he was placed into the vice grip of depression. He struggled to survive and feed his wife and children, while at the same time paying back the loan and the interest. Not only was the financial yoke bearing down upon his shoulders, but also the cruel fact of his land being signed over to the loan company for collateral was leaving its mark.

If he failed to make payment, his…